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Owning a home is an essential part of the American dream, with good credit, you can start to build home equity and gain long term savings over the cost of renting. Credit and Debt Counseling is a good way to find your first steps in these life changing moments!

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Car Dealerships check your credit before finding a bank to lend to you. A good credit score can help get you into the car of your dreams. Negative items can keep that dream a dream. A Credit Counseling appointment will help you realize you are not as far away from making that dream a reality as you may think! Schedule today!

Good credit is not only essential when buying a home but also when renting an apartment.

The security deposits requested by service and utility providers, including cell phone companies, are based on your credit score. Good credit can prevent you from having to pay these deposits.Do not hesitate, get started on saving money tomorrow by enrolling in a Restoration program TODAY!

Insurance premiums including life, home and auto are affected by your credit score, good credit means lower premiums.

A good credit score means your creditors will increase your credit limit, which in turn reduces your credit utilization.

Certain purchases can be difficult to make with a debit card, merchants need to block out a certain amount of your available credit line to protect themselves.  If you only have access to a debit card, merchants may place larger holds on your debit card. 

72 percent of employers conduct background checks on prospective employees and in 29% of those cases, a credit check is also completed before deciding to hire you.

When starting a new business creditors may use your personal credit history in determining whether to give credit to your business, and they will require a personal guarantee on financial commitments.